Selling, buying, and insuring what you own. Read in any order.
Honestly, I have no idea. I don't know your house, your market, or your agent.
So here's the arithmetic instead. You do the sum. These are the things that routinely go wrong on an $800,000 Australian sale. And every one of them is a chapter in the book.
That's the whole pitch. Forty-nine dollars, against the largest transaction most people ever make. If it changes one decision it has paid for itself several hundred times over. And if it doesn't, you get your money back.
One thing before you buy: this is a playbook, not a valuation. It won't tell you what your house is worth. It tells you what to ask, what to refuse, and where the money leaks. Buy it if you want a process. Don't if you want reassurance.
The agent across your kitchen table has run this exact conversation hundreds of times. They know what you're going to say before you say it, because the last forty sellers said the same thing. They know which of your objections are real and which ones are nerves.
They know exactly how long to leave a silence before you fill it with a lower number.
That's not a conspiracy, it's just experience. But experience on one side of a negotiation and none on the other is how thirty thousand dollars quietly changes hands.
And you never find out, because nobody sends you an invoice for the money you didn't get. Every other mistake in your life announces itself. This one doesn't. You'll go to settlement pleased, and never learn what the number could have been.
I sold residential real estate at a small agency in Brisbane. I sat in those kitchens. I know what gets said in the car on the drive back to the office, and what gets said to a buyer when the seller isn't in the room.
I'll be straight about why I left, because it should change how you read this. I didn't leave in protest. I left because the job is brutal. Long hours, constant rejection, and people who treat you with contempt before you've finished a sentence. I wasn't cut out for it. I got out at twenty-one.
So I'm not here with an axe to grind. I don't think agents are crooks. Most of the people I worked alongside were decent, and the job is harder than it looks from your side of the table.
Almost nothing that costs sellers money is villainy. It's structure.
Nothing in a standard commission arrangement rewards anyone for fighting hard on your behalf. And in all my time in the industry, I never once met a seller who'd been told that before they signed.
So I wrote it down, at twenty-one, in the months after I left, while I could still hear the conversations word for word. Then it sat in a folder for ten years. When I finally went back through it, almost nothing needed changing.
These aren't market conditions, which move constantly. They're incentives, and incentives sit still.
Andrew Roache
Written for the Australian market: strata, stamp duty, auctions, vendor-paid advertising, agency agreements.
Print one per agent. Seven questions, two pressure tests, scoring, and a side-by-side comparison. Fill it in while they're talking it visibly changes the answers you get, because it signals you intend to hold them to it.
Take the scorecard free → No email required. It's the part you need before you sign anything, so it isn't behind the paywall.
A spreadsheet that applies the 1.5× rule automatically. Enter what a job costs and what your agent says it adds; it tells you do it or don't, and works out what you'd actually clear once your time and holding costs are counted.
What that adds up to
Selling, buying, and insuring what you own. Read in any order.
Short chapters, plain language, a points-to-remember box at the end of every one.
Conditioning, the digital footprint, overpricing, comparing two offers that aren't the same, and eleven more.
The agent interview, scored, with the answers that should worry you.
The 1.5× rule, applied automatically. Renovate or sell as-is.
All three books, end to end. Before the first agent walks in.
Look inside
Not mockups. These are four pages lifted straight out of the files you get, one from each.
Top left to bottom right: the commission maths from Chapter 7, the open-home chapter from The Buyer's Edge, the excess worked example from Knowing Your Insurance, and the scorecard you print and fill in.
Cooling-off is the clearest example. Every state handles it differently, two don't have it at all, and buyers routinely find that out on the day they sign.
Cooling-off, private sale
Ends 5pm on the fifth. Withdraw and you forfeit 0.25% of the price. Waivable by a s66W certificate. And agents do ask.
Penalty is $100 or 0.2%, whichever is greater. Nothing at all within three clear business days either side of a public auction.
Up to 0.25% to withdraw. Agents here are also forbidden from giving you any price guide on an auction property, including the reserve.
Not a shorter one. None. Consumer Protection WA is explicit, and the standard REIWA contract most agents use doesn't contain one either.
The clock starts when you're served the Form 1, not when you sign. A late Form 1 moves the deadline, which almost nobody records.
The standard contract carries an optional provision you have to actively elect. If nobody ticks the box, there isn't one.
No penalty to withdraw. Can be waived, reduced or extended by agreement with the seller.
0.25% to withdraw. Can be shortened, but only after you've taken legal advice and your lawyer signs a s17 certificate.
And one rule that holds everywhere: there is no cooling-off period at any auction in Australia. Several states close the back door too. In NSW you lose it if you exchange on auction day after the property passes in, in Queensland if you're a registered bidder inside two business days, in Victoria for three clear business days either side.
This is the level the books are written at. Strata, stamp duty, auctions, vendor-paid advertising, agency agreements. And the state you're actually standing in.
Current as at August 2026 and checked against each state's own regulator. Rules move; check yours before you act on any of it.
The other way to learn this
You learn it by selling. Australians do that two or three times in a lifetime, about a decade apart. And the tuition gets paid in commission, and in the price you didn't get.
By the time the lesson lands the transaction is over, and there's no second run at it. Ninety minutes, or three houses across thirty years. That's the actual comparison.
Instant PDF. No app, no login, nothing to subscribe to, nothing that expires. You'll get the download link on the confirmation screen and in your email.
What that actually is
One of them is a pad thai you'll have forgotten by Thursday. The other one sits in your pocket while somebody talks you down from $800,000.
So you're not really deciding whether to spend $49. You're deciding whether to walk into the largest negotiation of your life having read the other side's playbook, or not.
You only get one clean run at the first thirty days on the market. There's no version of this where you get to go back and do it again knowing what you know afterwards.
Read all three books. Use the scorecard on a real agent. Run the calculator on a real quote.
If you don't finish it believing it'll make you back many times what you paid, email me and I'll refund you in full. No form, no explanation required.
I can offer that because I know what's in here, and what it's worth against the size of the transaction you're about to make.
Mostly, yes. There are no secrets in property. Just a gap between people who've been inside the industry and people who haven't.
The problem is you don't know what you don't know. You won't search “incentive commission structure” if nobody's told you flat commission is a problem. You won't search “vendor paid advertising itemisation” until you've already handed over $6,500. You won't search “continuing entitlement clause” until you're changing agents and find you still owe the last one.
That's what you're buying: a checklist, in the right order, before you sign.
All three are chapters. How much to pay an agent and Before you sign the agency agreement cover the commission structure, the marketing bill, and the clause that follows you.
Fair question, and it's why it's on page one rather than hidden.
A twenty-year veteran doesn't write this book. They can't. They still have referral arrangements, relationships, and a reputation inside a small industry. I'd just left, and had nothing to protect.
It then sat in a folder for a decade. When I went back through it, almost nothing needed changing. That's the argument for it, not against it.
Yes, deliberately. Strata, stamp duty, auctions and passing in, vendor-paid advertising, agency agreements, cooling-off periods, and where the states differ.
About ninety minutes for all three. Short chapters, plain language, and a points-to-remember box at the end of every one.
Book two is written for you. And book one is arguably more valuable, because it shows you exactly what the seller on the other side has been advised to do.
Start with The conditioning process and How to compare two offers that aren't the same. Both are written for the seller, and both tell you what's being done across the table.
PDF, downloadable immediately, readable on phone, tablet, laptop or printed. The calculator is an Excel file that also opens in Google Sheets and Numbers.
No. General information based on my time in the industry. Property law differs by state and changes over time. Always get advice from a licensed professional for your own situation.
Every uncomfortable question in these books costs nothing to ask, and is worth nothing the moment you've committed to a ninety-day agreement.
That's the whole point. Not that agents are villains. Just that there's a window, it's short, and almost nobody uses it because nobody told them it was there.
Don't be afraid of the sharks. Just don't get in the water without knowing they're there.
One email most weeks on what is actually happening in Australian property: what moved, what the rule changes mean, and the things agents say to each other but not to you. Free, and separate from the books.
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